How to make money by investing in the Internet? This is indeed a high-risk and high return direction, but it is also the most easily fooled track. I must declare in advance that investing carries risks and entering the market requires caution. I won’t push you ‘profitable projects’ just because of’ traffic ‘, that would harm you.Online earning alliance(en. wangzhuan. org. cn) brings about How to make money by investing in the Internet? What are the Internet projects that make money by investing. I hope it is helpful to everyone.This is an articleA detailed practical guide of around 6000 words, including:

• ✅  6 categories of profitable investment projects(Stocks, funds, digital currencies, NFTs, domain names, IP incubation)
• ✅  Real revenue data for each project(Actual Cases from 2025 to 2026)
• ✅  risk assessment(including real loss cases)
• ✅  Beginner’s Entry Path(Practical Steps from 0 to Monthly Income of 10000)
• ✅  Trend in 2026(Which ones still have a chance, and which ones have already cooled down)

A Complete Guide to Internet Projects Making Money by Investment (2026 Practical Version)

1、 Introduction: What is “making money through investment”?

definition:you usefundsTo gain benefits (rather than time or skills), the core isMoney makes money.The essential difference between “earning money through skills”:

⚠️ Important statement (mandatory):

1. This article does not recommend any specific investment targets(For example, ‘buy certain stocks’)
2. All revenue data is historical performanceIt does not represent the future
3. Loss cases are as important as profit cases——You need to know where the pit is
4. If you only have a principal of less than 10000 yuanIt is recommended to start with “earning money through skills” and avoid investing

2、 Detailed explanation of 6 categories of Internet projects that rely on investment to make money

Project 1: Stock investment (most traditional, but requires knowledge)

💡 definition:youstock exchangeBuying and selling stocks of listed companies to earn profitsPrice differenceordividend.📋 Common investment methods:

👥 Suitable for:

• Have a basic knowledge of finance (at least read ‘The Smart Investor’)
• Having spare money (losing it doesn’t affect one’s life)
• Capable of withstanding fluctuations (stocks may drop by 20% in one month)
• Patience (value investing takes 3-5 years)

💰 Principal requirement:

• A-sharesMinimum of a few hundred yuan (starting from buying 100 shares)
• Hong Kong stocksMinimum of several thousand Hong Kong dollars
• US sharesWhat is the minimum amount of dollars (in broken stock trading)

📈 Real income data (2025):

💡 Case breakdown:

Case 1: Value Investment (Holding Maotai for 10 Years)

• investorLao Wang bought Maotai in 2015 at a cost of 180 yuan per share
• holding period: 10 years (2015-2025)
• Price in 2025: 1900 yuan/share (approximately 2500 yuan after exercise)
• Total Revenue：(2500-180) ÷ 180 = 1288%
• annualized return: About30%(But experienced a drawdown of -40% in the middle of 2018)
• Key success factors：

1. Understood Maotai’s “moat” (brand+scarcity)
2. Can hold it (not sold after the sharp decline in 2018)
3. Using spare money (not forced to cut meat at a low point)

Case 2: Short term trading (loss of 80%)

• investorXiao Chen, investing in cryptocurrency and stock trading in 2024
• strategyChasing the rise and killing the fall, listen to the “teacher’s recommendation” to buy stocks
• principal: 200000
• Remaining after 1 year: 40000 (loss of 80%)
• reasons for loss：

1. There is no stop loss discipline (if you fall, just “carry on”, and the more you lose, the more you lose)
2. High leverage (financing purchase, 20% drop before being forced to level)
3. Emotional trading (buy when reading news, sell when bearish)

⚠️ Risk points:

1. market risk(Bull market may fall for 3-5 years)
2. Individual stock risk(Company financial fraud, industry policy changes)
3. Emotional riskGreed and fear lead to ‘buying high and selling low’

🛡️ Avoiding pitfalls guide:

1. Don’t use living expenses to trade stocks(Use up to ‘unused idle money within 3 years’)
2. Enter after studying(Read at least 3 classic investment books)
3. Diversified investment(Don’t all in one stock)
4. Set stop loss(For example, “sell at -10%” to avoid small losses turning into big losses)

Project 2: Index Fund Fixed Investment (the most suitable long-term investment for beginners)

💡 definition:You buy regularly (e.g. 1000 yuan per month)index fund(such as the Shanghai and Shenzhen 300, S&P 500),long-term holding(3-5 years), earn average market returns.📋 Common index funds:

👥 Suitable for:

• Investment novices(I don’t know how to choose stocks, buying indices is the most worry free)
• People who don’t have time to keep an eye on the plate(Fixed investment means’ set it up and don’t worry ‘)
• People who want to beat inflation(In the long run, index fund returns>bank deposits)

💰 Principal requirement:

• Minimum 10 yuan/month(Both Alipay and WeChat can make fixed investment)
• suggestion: 1000-5000 yuan per month (accumulated over time)

📈 Real income data (2015-2025):

💡 Case breakdown:

Case: Xiaomei (Fund investment, monthly passive income of 5000 yuan)

• background95s working professionals, with a monthly salary of 8000 yuan
• strategyMonthly fixed investment of 3000 yuan to Shanghai and Shenzhen 300+S&P 500
• Fixed investment time: 2018-2025 (7 years)
• Accumulated investment3000 x 84 months=252000 yuan
• Market value in 2025: About480000 yuan(Annual return of approximately 12%)
• nowMonthly dividends+redemption agreement5000 yuan(As a passive income supplement)
• Key success factors：

1. persist(In the 2018 stock market crash, she did not stop her regular investments, but instead “bought more and more as the market fell”)
2. disperse(Not only bought A-shares, but also bought US stocks)
3. long-term(Not redeemed for ‘short-term money’)

⚠️ Risk points:

1. Market downturn risk(Investing for 3 years may result in a loss of 10-20%)
2. exchange rate risk(Buying US stock funds, RMB depreciation will affect returns)
3. Inflation riskIf the annualized return is less than the inflation rate, it is actually a loss of money

🛡️ Avoiding pitfalls guide:

1. Choose a low fee fund(Management fee+hosting fee<0.6%/year)
2. Don’t operate frequentlyThe essence of regular investment is’ long-term holding ‘, don’t redeem every month
3. Use spare money(For a fixed investment, take 5-10 years, don’t use the money for buying a house next year)

Project 3: Digital Currency Investment (High Risk, High Return, Is There Still a Chance in 2026?)

💡 definition:You buy and selldigital currency(Bitcoin, Ethereum, USDT, etc.), earnCurrency price differenceorDeFi Revenue.📋 Common investment methods:

👥 Suitable for:

• High risk preference individuals(Can accept a 50% drop in one month)
• People who understand blockchain technology(At least know what “private key” and “wallet” are)
• I have spare money(Losing does not affect one’s life, with a maximum loss of 10-20% of total assets)

💰 Principal requirement:

• Minimum 100 yuan(Buy USDT in RMB, then buy Bitcoin)
• suggestionAt least:50000 yuan+Otherwise, the fluctuations will have a significant impact on you

📈 Real income data (2015-2025):

⚠️ Note:The above is the ‘survivorship bias’ – many altcoins have already been reset to zero, you haven’t seen it.💡 Case breakdown:

Case 1: Early Bitcoin Investors (Returns 100x+)

• investorXiao Li bought 100000 yuan worth of Bitcoin in 2016 (at a price of approximately 4000 yuan at the time)
• holding period: 9 years (2016-2025)
• Market value in 2025: 100000 x (95000 ÷ 4000) ≈2.37 million yuan
• Key success factors：

1. Early entry(Bitcoin was not yet well-known to the public in 2016)
2. Can hold it(Experienced a sharp decline of -80% in 2018, not sold)
3. Understand technology(Knowing the ‘halving cycle’ of Bitcoin, knowing the long-term bullish trend)

Case 2: Zero loss of counterfeit coins (100% loss)

• investorXiao Zhang, bought “XYZ Animal Coin” (meme coin) in 2021
• purchase price: 1 yuan/piece
• Highest increase to10 yuan/piece (Xiaozhang is not sold, I want to “sell again when it reaches 100 yuan”)
• current price：0.001 yuan/piece(Basically reset to zero)
• Total loss100000 principal, now remaining100 yuan
• reasons for loss：

1. No stop loss (did not sell when it increased tenfold)
2. Blindly chasing hot topics (recommended by “WeChat group teacher”)
3. I don’t understand the fundamentals (that coin has no practical application)

⚠️ Risk points:

1. Severe price fluctuations(Bitcoin may drop 30-50% in one month)
2. Exchange runaway risk(FTX, Mt. Gox, etc. have gone bankrupt)
3. policy risk(China bans cryptocurrency trading in 2021)
4. technical risk(If the wallet is stolen or the private key is lost, the money cannot be found)

🛡️ Avoiding pitfalls guide:

1. Only buy mainstream coins(Bitcoin, Ethereum, don’t touch altcoins)
2. Using a hardware wallet(Don’t put money in the exchange, withdraw it to your own wallet)
3. Don’t add leverage(Contract trading may lead to a position explosion within 1 hour)
4. Enter after studying(At least read the book ‘Mastering Bitcoin’)

Continuation article《How to make money by investing in the Internet? What are the Internet projects that rely on investment to make money: Part II》.